Examinations Under Oath: The In’s and Out’s of the EUO Process

Join us for an informative webinar with Rusty Reviere a Member of the law firm of Rainey, Kizer, Reviere & Bell on Friday February 28th at Noon CST/ 1pm EST for one hour on the topic of Examinations Under Oath (EUO's).

In this informative webinar, we will explore the critical aspects of Examinations Under Oath (EUO), a key process in insurance claims and investigations. Attendees will be introduced to the essential components of an EUO, including its purpose, legal framework, and how it is typically used by insurers to assess the validity of a claim.

1. What is an EUO?

   • The webinar will begin with a comprehensive explanation of an EUO, including its definition and role in the claims process. An EUO is a sworn statement made by a policyholder or claimant under oath, where they answer questions regarding their claim.

2. The Legal Basis and Requirements

   • Attendees will gain insights into the legal requirements for conducting an EUO, with a focus on the insurance policy language, state laws, and how these factors can impact both the insurer's and the claimant's responsibilities.

3. The EUO Process: Step-by-Step

   • The webinar will delve into the procedural aspects of an EUO, from notification to the claimant, preparation tips for both sides, and the expectations during the interview. Key considerations for scheduling, the role of legal counsel, and the importance of accurate record-keeping were discussed.

4. Rights and Obligations of the Parties Involved

   • The session will cover the rights of the insured during an EUO, including the right to legal representation, the right to refuse certain questions, and the obligation to answer truthfully. We will also address how to handle objections or refusals to answer questions.

5. Best Practices and Common Pitfalls

   • Practical guidance will be provided on how both insurers and policyholders can prepare for an EUO to ensure a smooth process. Common mistakes and pitfalls will be highlighted, along with strategies to avoid them, ensuring that the EUO serves its intended purpose without unnecessary complications.

6. Consequences of Non-Compliance or Fraud

   • The webinar will conclude with a discussion of the potential legal consequences of failing to comply with an EUO request or providing false information under oath, including how this could impact claim outcomes, coverage, and the potential for fraud charges.

Attendees will walk away with a clearer understanding of the EUO process and practical strategies to handle these important interviews confidently and compliantly.

TDLA is approved for one hour of General TN CLE. Zoom link will be circulated to registrants prior to the webinar. 

A note about TDLA Webinars: The Tennessee Commission on Continuing Legal Education requires all distance learning to have a tracking mechanism and attendance certification by the provider. This includes webinars, recorded online sessions, and audio-only sessions. TDLA uses Zoom Pro for our webinars which records attendance and time, and also requires all attendees to fill out a CLE form with proper time noted and return to office@tdla.net after the webinar.